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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,192 | $99,053-19.0% | $88,179-9.1% | $138,895-42.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.48% | 78.17%-61.7pp | 64.97%-48.5pp | 145.39%-128.9pp |
| Employer contribution / active EE | $1,137 | $2,882-60.6% | $2,549-55.4% | $4,194-72.9% |
| Participant deferral / active EE | $1,360 | $5,225-74.0% | $4,614-70.5% | $6,396-78.7% |
| Admin fee / account holder | $1,324 | $8,748-84.9% | $7,673-82.7% | $12,562-89.5% |