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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,192 | $107,809-25.6% | $97,032-17.4% | $155,188-48.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 16.48% | 38.06%-21.6pp | 35.38%-18.9pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,137 | $2,911-61.0% | $2,629-56.8% | $4,248-73.2% |
| Participant deferral / active EE | $1,360 | $5,129-73.5% | $4,672-70.9% | $6,531-79.2% |
| Admin fee / account holder | $1,324 | $10,717-87.6% | $9,418-85.9% | $14,480-90.9% |