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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,678 | $174,379-7.3% | $152,093+6.3% | $138,895+16.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.20% | 74.86%-59.7pp | 66.36%-51.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $10,139 | $4,652+118.0% | $4,175+142.9% | $4,194+141.7% |
| Participant deferral / active EE | $6,348 | $6,159+3.1% | $5,451+16.5% | $6,396-0.7% |
| Admin fee / account holder | $1,663 | $16,880-90.2% | $14,497-88.5% | $12,562-86.8% |