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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,678 | $181,062-10.7% | $158,223+2.2% | $155,188+4.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.20% | 57.39%-42.2pp | 52.09%-36.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $10,139 | $4,565+122.1% | $4,109+146.8% | $4,248+138.7% |
| Participant deferral / active EE | $6,348 | $6,134+3.5% | $5,467+16.1% | $6,531-2.8% |
| Admin fee / account holder | $1,663 | $18,825-91.2% | $16,047-89.6% | $14,480-88.5% |