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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,810 | $142,354-48.9% | $125,529-42.0% | $155,188-53.1% |
| Participation rate | 87.5% | 78.1%+9.4pp | 74.7%+12.8pp | 80.8%+6.7pp |
| Annual return | 9.75% | 306.06%-296.3pp | 202.56%-192.8pp | 148.84%-139.1pp |
| Employer contribution / active EE | $1,600 | $3,501-54.3% | $3,058-47.7% | $4,248-62.3% |
| Participant deferral / active EE | $1,747 | $5,491-68.2% | $4,813-63.7% | $6,531-73.2% |
| Admin fee / account holder | $409 | $19,392-97.9% | $16,298-97.5% | $14,480-97.2% |