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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,826 | $114,119-64.2% | $107,187-61.9% | $138,895-70.6% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 15.99% | 273.21%-257.2pp | 204.55%-188.6pp | 145.39%-129.4pp |
| Employer contribution / active EE | $8,818 | $4,059+117.3% | $3,782+133.1% | $4,194+110.2% |
| Participant deferral / active EE | $3,840 | $5,538-30.7% | $5,096-24.6% | $6,396-40.0% |
| Admin fee / account holder | $1,311 | $10,024-86.9% | $9,162-85.7% | $12,562-89.6% |