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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,605 | $183,539+24.0% | $155,556+46.3% | $145,897+56.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.72% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $16,288 | $5,315+206.4% | $4,675+248.4% | $4,663+249.3% |
| Participant deferral / active EE | $14,276 | $6,467+120.8% | $5,631+153.5% | $6,689+113.4% |
| Admin fee / account holder | $23,223 | $19,275+20.5% | $15,885+46.2% | $13,390+73.4% |