Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,796 | $67,894-72.3% | $89,340-79.0% | $82,448-77.2% |
| Participation rate | 53.0% | 64.0%-11.0pp | 69.6%-16.5pp | 68.1%-15.0pp |
| Annual return | 32.42% | 19.21%+13.2pp | 20.57%+11.8pp | 41.64%-9.2pp |
| Employer contribution / active EE | $1,250 | $1,828-31.6% | $2,231-44.0% | $2,551-51.0% |
| Participant deferral / active EE | $1,974 | $3,072-35.7% | $3,823-48.4% | $4,139-52.3% |
| Admin fee / account holder | $956 | $5,723-83.3% | $6,704-85.7% | $7,234-86.8% |