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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,992 | $94,439-83.1% | $73,658-78.3% | $154,746-89.7% |
| Participation rate | 55.0% | 64.7%-9.7pp | 57.0%-2.0pp | 80.7%-25.7pp |
| Annual return | 22.12% | 28.25%-6.1pp | 29.72%-7.6pp | 172.34%-150.2pp |
| Employer contribution / active EE | $1,289 | $1,257+2.6% | $1,032+24.9% | $4,379-70.6% |
| Participant deferral / active EE | $2,347 | $2,527-7.1% | $2,062+13.8% | $6,730-65.1% |
| Admin fee / account holder | $634 | $3,843-83.5% | $3,357-81.1% | $14,365-95.6% |