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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,992 | $104,650-84.7% | $83,854-80.9% | $155,188-89.7% |
| Participation rate | 55.0% | 65.1%-10.1pp | 59.1%-4.1pp | 80.8%-25.8pp |
| Annual return | 22.12% | 28.97%-6.8pp | 31.39%-9.3pp | 148.84%-126.7pp |
| Employer contribution / active EE | $1,289 | $1,196+7.8% | $1,017+26.8% | $4,248-69.6% |
| Participant deferral / active EE | $2,347 | $2,367-0.9% | $2,035+15.3% | $6,531-64.1% |
| Admin fee / account holder | $634 | $3,518-82.0% | $3,197-80.2% | $14,480-95.6% |