Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,299 | $106,749-86.6% | $145,433-90.2% | $82,448-82.7% |
| Participation rate | 47.7% | 75.6%-27.9pp | 82.1%-34.4pp | 68.1%-20.3pp |
| Annual return | 21.33% | 27.59%-6.3pp | 66.58%-45.2pp | 41.64%-20.3pp |
| Employer contribution / active EE | $705 | $3,444-79.5% | $4,554-84.5% | $2,551-72.4% |
| Participant deferral / active EE | $1,567 | $6,519-76.0% | $7,897-80.2% | $4,139-62.1% |
| Admin fee / account holder | $708 | $8,390-91.6% | $13,129-94.6% | $7,234-90.2% |