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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,332 | $86,940-4.2% | $102,434-18.6% | $80,935+3.0% |
| Participation rate | 90.2% | 72.4%+17.9pp | 76.5%+13.7pp | 67.7%+22.6pp |
| Annual return | 9.24% | 18.89%-9.7pp | 29.46%-20.2pp | 35.66%-26.4pp |
| Employer contribution / active EE | $1,857 | $2,370-21.6% | $3,023-38.6% | $2,757-32.6% |
| Participant deferral / active EE | $5,134 | $4,121+24.6% | $5,055+1.6% | $4,299+19.4% |
| Admin fee / account holder | $5,419 | $8,047-32.7% | $9,462-42.7% | $6,924-21.7% |