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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,068 | $72,071+482.8% | $68,368+514.4% | $137,256+206.0% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 11.39% | 353.14%-341.8pp | 292.57%-281.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $23,250 | $2,788+734.0% | $2,649+777.7% | $4,156+459.4% |
| Participant deferral / active EE | $16,136 | $4,410+265.9% | $4,123+291.4% | $6,407+151.9% |
| Admin fee / account holder | $0 | $5,336-100.0% | $5,150-100.0% | $12,270-100.0% |