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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,476 | $160,070-49.1% | $147,117-44.6% | $145,897-44.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 14.86% | 98.69%-83.8pp | 420.54%-405.7pp | 552.29%-537.4pp |
| Employer contribution / active EE | $2,717 | $5,285-48.6% | $4,932-44.9% | $4,663-41.7% |
| Participant deferral / active EE | $10,235 | $8,419+21.6% | $8,065+26.9% | $6,689+53.0% |
| Admin fee / account holder | $322 | $15,035-97.9% | $12,993-97.5% | $13,390-97.6% |