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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,516 | $106,749+308.0% | $145,433+199.5% | $82,448+428.2% |
| Participation rate | 72.4% | 75.6%-3.2pp | 82.1%-9.7pp | 68.1%+4.3pp |
| Annual return | 13.75% | 27.59%-13.8pp | 66.58%-52.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $6,966 | $3,444+102.2% | $4,554+52.9% | $2,551+173.1% |
| Participant deferral / active EE | $5,571 | $6,519-14.5% | $7,897-29.5% | $4,139+34.6% |
| Admin fee / account holder | $58,524 | $8,390+597.5% | $13,129+345.8% | $7,234+709.0% |