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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,545 | $102,429+261.8% | $147,096+151.9% | $80,925+357.9% |
| Participation rate | 76.7% | 75.9%+0.8pp | 82.2%-5.5pp | 67.7%+9.0pp |
| Annual return | 8.14% | 135.02%-126.9pp | 419.75%-411.6pp | 35.65%-27.5pp |
| Employer contribution / active EE | $10,151 | $3,716+173.2% | $4,936+105.7% | $2,756+268.3% |
| Participant deferral / active EE | $5,733 | $6,649-13.8% | $8,071-29.0% | $4,299+33.4% |
| Admin fee / account holder | $56,874 | $7,957+614.8% | $13,005+337.3% | $6,940+719.5% |