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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,545 | $102,385+261.9% | $147,080+151.9% | $80,935+357.8% |
| Participation rate | 76.7% | 75.9%+0.8pp | 82.2%-5.5pp | 67.7%+9.0pp |
| Annual return | 8.14% | 135.09%-127.0pp | 420.17%-412.0pp | 35.66%-27.5pp |
| Employer contribution / active EE | $10,151 | $3,717+173.1% | $4,933+105.8% | $2,757+268.2% |
| Participant deferral / active EE | $5,733 | $6,651-13.8% | $8,066-28.9% | $4,299+33.3% |
| Admin fee / account holder | $56,874 | $7,951+615.3% | $12,989+337.9% | $6,924+721.4% |