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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,264 | $102,245-81.2% | $89,340-78.4% | $137,256-86.0% |
| Participation rate | 29.4% | 74.9%-45.5pp | 69.6%-40.2pp | 80.0%-50.5pp |
| Annual return | 22.24% | 21.89%+0.4pp | 20.57%+1.7pp | 220.34%-198.1pp |
| Employer contribution / active EE | $0 | $2,529-100.0% | $2,231-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,793 | $4,436-59.6% | $3,823-53.1% | $6,407-72.0% |
| Admin fee / account holder | $233 | $8,085-97.1% | $6,704-96.5% | $12,270-98.1% |