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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,264 | $103,164-81.3% | $90,259-78.7% | $154,746-87.6% |
| Participation rate | 29.4% | 76.1%-46.7pp | 70.7%-41.3pp | 80.7%-51.3pp |
| Annual return | 22.24% | 19.25%+3.0pp | 18.88%+3.4pp | 172.34%-150.1pp |
| Employer contribution / active EE | $0 | $2,532-100.0% | $2,291-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,793 | $4,422-59.4% | $3,827-53.1% | $6,730-73.4% |
| Admin fee / account holder | $233 | $8,593-97.3% | $7,267-96.8% | $14,365-98.4% |