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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,565 | $172,111+61.3% | $150,298+84.7% | $137,256+102.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.55% | 69.37%-52.8pp | 62.79%-46.2pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,964 | $4,636+136.5% | $4,154+163.9% | $4,156+163.8% |
| Participant deferral / active EE | $7,681 | $6,166+24.6% | $5,453+40.9% | $6,407+19.9% |
| Admin fee / account holder | $520 | $16,471-96.8% | $14,116-96.3% | $12,270-95.8% |