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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,077 | $122,695+93.2% | $184,185+28.7% | $199,874+18.6% |
| Participation rate | 99.4% | 87.0%+12.5pp | 86.8%+12.6pp | 72.0%+27.4pp |
| Annual return | 13.99% | 143.93%-129.9pp | 28.81%-14.8pp | 34.28%-20.3pp |
| Employer contribution / active EE | $10,500 | $4,581+129.2% | $6,426+63.4% | $3,036+245.8% |
| Participant deferral / active EE | $17,182 | $7,983+115.2% | $9,132+88.1% | $5,090+237.6% |
| Admin fee / account holder | $3 | $120-97.8% | $13,909-100.0% | $269-99.0% |