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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,900 | $101,653-68.6% | $147,080-78.3% | $74,459-57.2% |
| Participation rate | 78.9% | 75.6%+3.4pp | 82.2%-3.2pp | 67.2%+11.7pp |
| Annual return | 14.55% | 8754.98%-8740.4pp | 420.17%-405.6pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $1,010 | $3,813-73.5% | $4,933-79.5% | $2,626-61.6% |
| Participant deferral / active EE | $4,244 | $7,304-41.9% | $8,066-47.4% | $4,350-2.4% |
| Admin fee / account holder | $2,260 | $1,752+29.0% | $12,989-82.6% | $1,945+16.2% |