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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,900 | $101,591-68.6% | $147,096-78.3% | $74,429-57.1% |
| Participation rate | 78.9% | 75.5%+3.4pp | 82.2%-3.2pp | 67.2%+11.7pp |
| Annual return | 14.55% | 8746.45%-8731.9pp | 419.75%-405.2pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $1,010 | $3,813-73.5% | $4,936-79.5% | $2,625-61.5% |
| Participant deferral / active EE | $4,244 | $7,302-41.9% | $8,071-47.4% | $4,348-2.4% |
| Admin fee / account holder | $2,260 | $1,750+29.1% | $13,005-82.6% | $1,944+16.2% |