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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,476 | $81,233-40.3% | $155,567-68.8% | $80,874-40.1% |
| Participation rate | 44.3% | 66.2%-22.0pp | 78.2%-33.9pp | 67.6%-23.4pp |
| Annual return | 16.98% | 33.33%-16.3pp | 64.74%-47.8pp | 35.62%-18.6pp |
| Employer contribution / active EE | $1,357 | $3,101-56.2% | $4,674-71.0% | $2,756-50.8% |
| Participant deferral / active EE | $2,313 | $3,452-33.0% | $5,628-58.9% | $4,297-46.2% |
| Admin fee / account holder | $970 | $7,998-87.9% | $15,916-93.9% | $6,935-86.0% |