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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,715 | $88,672-71.0% | $105,223-75.6% | $82,448-68.8% |
| Participation rate | 97.7% | 67.9%+29.8pp | 75.0%+22.7pp | 68.1%+29.7pp |
| Annual return | 13.15% | 30.86%-17.7pp | 180.65%-167.5pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,833 | $3,048-7.1% | $3,689-23.2% | $2,551+11.0% |
| Participant deferral / active EE | $5,097 | $4,036+26.3% | $5,072+0.5% | $4,139+23.1% |
| Admin fee / account holder | $823 | $7,146-88.5% | $8,859-90.7% | $7,234-88.6% |