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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,993 | $70,366-2.0% | $66,674+3.5% | $138,895-50.3% |
| Participation rate | 69.6% | 76.2%-6.6pp | 73.7%-4.1pp | 79.9%-10.4pp |
| Annual return | 15.41% | 386.41%-371.0pp | 321.24%-305.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,892 | $2,765-31.6% | $2,620-27.8% | $4,194-54.9% |
| Participant deferral / active EE | $4,900 | $4,374+12.0% | $4,084+20.0% | $6,396-23.4% |
| Admin fee / account holder | $10,185 | $5,262+93.5% | $5,098+99.8% | $12,562-18.9% |