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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,925 | $95,453-25.7% | $112,040-36.7% | $82,448-14.0% |
| Participation rate | 90.9% | 72.8%+18.2pp | 76.5%+14.4pp | 68.1%+22.8pp |
| Annual return | 16.36% | 23.92%-7.6pp | 24.52%-8.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $2,584 | $2,318+11.5% | $2,954-12.5% | $2,551+1.3% |
| Participant deferral / active EE | $6,880 | $4,224+62.9% | $5,098+35.0% | $4,139+66.2% |
| Admin fee / account holder | $2,111 | $9,013-76.6% | $12,098-82.5% | $7,234-70.8% |