Retirement plan

THE RETIREMENT ADVISOR UNIVERSITY INC. 401(K) PLAN

Name: THE RETIREMENT ADVISOR UNIVERSITY I - THE RETIREMENT ADVISOR UNIVERSITY INC. 401(K) PLAN (2024) Form 5500
Creator: THE RETIREMENT ADVISOR UNIVERSITY I
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE RETIREMENT ADVISOR UNIVERSITY INC. 401(K) PLAN, THE RETIREMENT ADVISOR UNIVERSITY I

THE RETIREMENT ADVISOR UNIVERSITY IEIN 27-1219777Plan #002PY 2024

4514 MAIN ST, APT 1036 - JUPITER, FL 334580000999-999-9999

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$669K

+4.9% from 2023

Total participants

+76.9% from 2023

Average account balance

$31,855

-35.0% from 2023

Annual return

12.39%

-0.78 pp from 2023

Benchmarks

See 8,041 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort8,041 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$669K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

175.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$130K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8489

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$178K

$14856 / participant

Other / not subdivided$178K100.0%

% of EOY assets

26.649%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,855

$72,465-56.0%

$67,575-52.9%

$145,884-78.2%

Participation rate

83.3%

76.9%+6.5pp

72.9%+10.4pp

80.3%+3.0pp

Annual return

12.39%

7222.56%-7210.2pp

3528.98%-3516.6pp

551.85%-539.5pp

Employer contribution / active EE

$3,225

$3,074+4.9%

$2,736+17.9%

$4,662-30.8%

Participant deferral / active EE

$7,591

$4,786+58.6%

$4,003+89.6%

$6,690+13.5%

Admin fee / account holder

$8,489

$5,515+53.9%

$3,993+112.6%

$13,392-36.6%

THE RETIREMENT ADVISOR UNIVERSITY INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE RETIREMENT ADVISOR UNIVERSITY INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion