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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,887 | $81,233+579.4% | $155,567+254.8% | $80,874+582.4% |
| Participation rate | 88.5% | 66.2%+22.2pp | 78.2%+10.3pp | 67.6%+20.8pp |
| Annual return | 15.67% | 33.33%-17.7pp | 64.74%-49.1pp | 35.62%-19.9pp |
| Employer contribution / active EE | $32,191 | $3,101+938.2% | $4,674+588.7% | $2,756+1068.2% |
| Participant deferral / active EE | $18,042 | $3,452+422.6% | $5,628+220.6% | $4,297+319.9% |
| Admin fee / account holder | $31,302 | $7,998+291.4% | $15,916+96.7% | $6,935+351.4% |