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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,887 | $81,331+578.6% | $155,534+254.8% | $80,935+581.9% |
| Participation rate | 88.5% | 66.3%+22.2pp | 78.2%+10.2pp | 67.7%+20.8pp |
| Annual return | 15.67% | 33.37%-17.7pp | 64.92%-49.2pp | 35.66%-20.0pp |
| Employer contribution / active EE | $32,191 | $3,105+936.9% | $4,675+588.6% | $2,757+1067.8% |
| Participant deferral / active EE | $18,042 | $3,454+422.3% | $5,630+220.5% | $4,299+319.6% |
| Admin fee / account holder | $31,302 | $7,999+291.3% | $15,900+96.9% | $6,924+352.1% |