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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,471 | $108,911-23.4% | $100,392-16.9% | $145,884-42.8% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 24.15% | 58.23%-34.1pp | 49.45%-25.3pp | 551.85%-527.7pp |
| Employer contribution / active EE | $2,675 | $4,420-39.5% | $3,941-32.1% | $4,662-42.6% |
| Participant deferral / active EE | $4,840 | $8,459-42.8% | $8,090-40.2% | $6,690-27.6% |
| Admin fee / account holder | $569 | $9,698-94.1% | $7,904-92.8% | $13,392-95.8% |