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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,008 | $72,071-77.8% | $68,368-76.6% | $137,256-88.3% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.8%+15.1pp | 80.0%+8.9pp |
| Annual return | 15.22% | 353.14%-337.9pp | 292.57%-277.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,416 | $2,788-49.2% | $2,649-46.5% | $4,156-65.9% |
| Participant deferral / active EE | $1,751 | $4,410-60.3% | $4,123-57.5% | $6,407-72.7% |
| Admin fee / account holder | $2,253 | $5,336-57.8% | $5,150-56.2% | $12,270-81.6% |