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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,015 | $183,516-28.6% | $155,534-15.8% | $145,884-10.2% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 14.22% | 61.43%-47.2pp | 64.92%-50.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $4,266 | $5,315-19.7% | $4,675-8.7% | $4,662-8.5% |
| Participant deferral / active EE | $4,621 | $6,467-28.5% | $5,630-17.9% | $6,690-30.9% |
| Admin fee / account holder | $2,045 | $19,293-89.4% | $15,900-87.1% | $13,392-84.7% |