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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,015 | $183,592-28.6% | $155,567-15.8% | $145,959-10.2% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.7pp | 80.3%+12.6pp |
| Annual return | 14.22% | 61.24%-47.0pp | 64.74%-50.5pp | 561.95%-547.7pp |
| Employer contribution / active EE | $4,266 | $5,315-19.7% | $4,674-8.7% | $4,661-8.5% |
| Participant deferral / active EE | $4,621 | $6,464-28.5% | $5,628-17.9% | $6,689-30.9% |
| Admin fee / account holder | $2,045 | $19,318-89.4% | $15,916-87.2% | $13,398-84.7% |