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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,015 | $183,592-28.6% | $155,574-15.8% | $145,877-10.2% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 14.22% | 61.37%-47.2pp | 64.87%-50.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $4,266 | $5,317-19.8% | $4,676-8.8% | $4,663-8.5% |
| Participant deferral / active EE | $4,621 | $6,466-28.5% | $5,629-17.9% | $6,691-30.9% |
| Admin fee / account holder | $2,045 | $19,316-89.4% | $15,914-87.2% | $13,402-84.7% |