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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,177 | $162,136-88.2% | $152,301-87.4% | $154,746-87.6% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 37.10% | 91.02%-53.9pp | 80.50%-43.4pp | 172.34%-135.2pp |
| Employer contribution / active EE | $1,669 | $4,890-65.9% | $4,624-63.9% | $4,379-61.9% |
| Participant deferral / active EE | $4,771 | $8,341-42.8% | $8,004-40.4% | $6,730-29.1% |
| Admin fee / account holder | $2,153 | $15,759-86.3% | $14,398-85.0% | $14,365-85.0% |