Filed February 12, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,051 | $159,934-28.7% | $147,005-22.4% | $145,959-21.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.72% | 98.24%-80.5pp | 418.76%-401.0pp | 561.95%-544.2pp |
| Employer contribution / active EE | $9,175 | $5,287+73.5% | $4,934+85.9% | $4,661+96.8% |
| Participant deferral / active EE | $16,326 | $8,427+93.7% | $8,070+102.3% | $6,689+144.1% |
| Admin fee / account holder | $2,430 | $15,053-83.9% | $13,006-81.3% | $13,398-81.9% |