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| Provider | Service type | Compensation |
|---|---|---|
RPG CONSULTANTS4+ years Service code 15 · EIN 13-4077182 1245 HEWLETT PLAZA · HEWLETT, NY 11557 | Recordkeeping | $22,725 |
AMERICAN FUNDS4+ years Filed as: CAPITAL MANAGEMENT GROUP Service code 26 612 WHEELERS FARMS ROAD · MILFORD, CT 06461 | Advisory (Participants) | $18,678 |
Filed as: MID ATLANTIC TRUST COMPANY Service code 19 · EIN 26-0010549 1251 WATERFRONT PLACE · PITTSBURGH, PA 15222 | Securities Custodian | $7,605 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,864 | $101,653-44.1% | $147,080-61.3% | $74,459-23.6% |
| Participation rate | 77.8% | 75.6%+2.2pp | 82.2%-4.4pp | 67.2%+10.6pp |
| Annual return | 19.94% | 8754.98%-8735.0pp | 420.17%-400.2pp | 1369.70%-1349.8pp |
| Employer contribution / active EE | $2,165 | $3,813-43.2% | $4,933-56.1% | $2,626-17.6% |
| Participant deferral / active EE | $5,710 | $7,304-21.8% | $8,066-29.2% | $4,350+31.3% |
| Admin fee / account holder | $318 | $1,752-81.8% | $12,989-97.5% | $1,945-83.6% |