Filed October 29, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,070 | $77,455-22.4% | $151,266-60.3% | $64,340-6.6% |
| Participation rate | 57.7% | 54.0%+3.7pp | 77.0%-19.3pp | 55.2%+2.4pp |
| Annual return | 14.67% | 16.64%-2.0pp | 180.60%-165.9pp | 24.14%-9.5pp |
| Employer contribution / active EE | $511 | $1,920-73.4% | $4,237-87.9% | $1,862-72.6% |
| Participant deferral / active EE | $5,149 | $3,496+47.3% | $7,337-29.8% | $2,980+72.8% |
| Admin fee / account holder | $5,818 | $2,534+129.6% | $13,159-55.8% | $3,703+57.1% |