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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,286 | $114,119-27.0% | $107,187-22.3% | $138,895-40.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 12.56% | 273.21%-260.6pp | 204.55%-192.0pp | 145.39%-132.8pp |
| Employer contribution / active EE | $5,138 | $4,059+26.6% | $3,782+35.8% | $4,194+22.5% |
| Participant deferral / active EE | $13,549 | $5,538+144.7% | $5,096+165.9% | $6,396+111.8% |
| Admin fee / account holder | $18,530 | $10,024+84.9% | $9,162+102.2% | $12,562+47.5% |