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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,736 | $156,398-38.8% | $147,318-35.0% | $138,895-31.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.06% | 78.75%-58.7pp | 70.43%-50.4pp | 145.39%-125.3pp |
| Employer contribution / active EE | $11,263 | $4,853+132.1% | $4,593+145.2% | $4,194+168.5% |
| Participant deferral / active EE | $14,474 | $8,237+75.7% | $7,906+83.1% | $6,396+126.3% |
| Admin fee / account holder | $2,671 | $14,976-82.2% | $13,708-80.5% | $12,562-78.7% |