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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,580 | $117,859-72.4% | $102,438-68.2% | $145,959-77.7% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 5.80% | 31.72%-25.9pp | 29.37%-23.6pp | 561.95%-556.2pp |
| Employer contribution / active EE | $4,511 | $3,615+24.8% | $3,024+49.2% | $4,661-3.2% |
| Participant deferral / active EE | $11,340 | $5,732+97.8% | $5,054+124.4% | $6,689+69.5% |
| Admin fee / account holder | $15,067 | $13,318+13.1% | $9,448+59.5% | $13,398+12.5% |