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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,415 | $183,516-50.7% | $155,534-41.9% | $145,884-38.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.40% | 61.43%-46.0pp | 64.92%-49.5pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,661 | $5,315-31.1% | $4,675-21.7% | $4,662-21.5% |
| Participant deferral / active EE | $13,189 | $6,467+104.0% | $5,630+134.3% | $6,690+97.2% |
| Admin fee / account holder | $5,269 | $19,293-72.7% | $15,900-66.9% | $13,392-60.7% |