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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,684 | $156,398+13.0% | $147,318+19.9% | $138,895+27.2% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 14.08% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $4,630 | $4,853-4.6% | $4,593+0.8% | $4,194+10.4% |
| Participant deferral / active EE | $15,708 | $8,237+90.7% | $7,906+98.7% | $6,396+145.6% |
| Admin fee / account holder | $36,161 | $14,976+141.5% | $13,708+163.8% | $12,562+187.9% |