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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,639 | $102,422+45.1% | $147,117+1.0% | $80,959+83.6% |
| Participation rate | 89.2% | 75.9%+13.3pp | 82.2%+7.0pp | 67.7%+21.5pp |
| Annual return | 17.41% | 135.16%-117.7pp | 420.54%-403.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $11,178 | $6,652+68.0% | $8,065+38.6% | $4,300+159.9% |
| Admin fee / account holder | $5,335 | $7,953-32.9% | $12,993-58.9% | $6,925-23.0% |