Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,949 | $86,940-81.7% | $102,434-84.4% | $80,935-80.3% |
| Participation rate | 67.8% | 72.4%-4.6pp | 76.5%-8.7pp | 67.7%+0.1pp |
| Annual return | 38.60% | 18.89%+19.7pp | 29.46%+9.1pp | 35.66%+2.9pp |
| Employer contribution / active EE | $1,511 | $2,370-36.2% | $3,023-50.0% | $2,757-45.2% |
| Participant deferral / active EE | $2,898 | $4,121-29.7% | $5,055-42.7% | $4,299-32.6% |
| Admin fee / account holder | $1,920 | $8,047-76.1% | $9,462-79.7% | $6,924-72.3% |