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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,304 | $201,344+110.7% | $184,243+130.3% | $145,877+190.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.25% | 29.01%-19.8pp | 28.82%-19.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $4,303 | $7,022-38.7% | $6,427-33.1% | $4,663-7.7% |
| Participant deferral / active EE | $13,950 | $9,807+42.2% | $9,132+52.7% | $6,691+108.5% |
| Admin fee / account holder | $1,693 | $16,382-89.7% | $13,914-87.8% | $13,402-87.4% |