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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,836 | $81,233+526.4% | $155,567+227.1% | $80,874+529.2% |
| Participation rate | 94.0% | 66.2%+27.8pp | 78.2%+15.8pp | 67.6%+26.4pp |
| Annual return | 12.39% | 33.33%-20.9pp | 64.74%-52.3pp | 35.62%-23.2pp |
| Employer contribution / active EE | $23,854 | $3,101+669.3% | $4,674+410.4% | $2,756+765.7% |
| Participant deferral / active EE | $15,586 | $3,452+351.5% | $5,628+176.9% | $4,297+262.7% |
| Admin fee / account holder | $127,191 | $7,998+1490.3% | $15,916+699.1% | $6,935+1734.0% |