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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,836 | $81,358+525.4% | $155,556+227.1% | $80,959+528.5% |
| Participation rate | 94.0% | 66.3%+27.8pp | 78.2%+15.8pp | 67.7%+26.4pp |
| Annual return | 12.39% | 33.39%-21.0pp | 64.84%-52.4pp | 35.67%-23.3pp |
| Employer contribution / active EE | $23,854 | $3,106+667.9% | $4,675+410.2% | $2,757+765.2% |
| Participant deferral / active EE | $15,586 | $3,455+351.1% | $5,631+176.8% | $4,300+262.4% |
| Admin fee / account holder | $127,191 | $7,994+1491.2% | $15,885+700.7% | $6,925+1736.6% |