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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,290 | $223,823+15.8% | $211,142+22.8% | $154,746+67.6% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 19.44% | 50.39%-31.0pp | 46.84%-27.4pp | 172.34%-152.9pp |
| Employer contribution / active EE | $11,251 | $6,787+65.8% | $6,442+74.6% | $4,379+156.9% |
| Participant deferral / active EE | $17,998 | $9,750+84.6% | $9,284+93.9% | $6,730+167.4% |
| Admin fee / account holder | $17,440 | $19,707-11.5% | $19,076-8.6% | $14,365+21.4% |