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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,929 | $134,817-72.6% | $123,973-70.2% | $155,188-76.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 14.41% | 515.49%-501.1pp | 388.13%-373.7pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,848 | $4,425-58.2% | $4,126-55.2% | $4,248-56.5% |
| Participant deferral / active EE | $4,508 | $5,706-21.0% | $5,247-14.1% | $6,531-31.0% |
| Admin fee / account holder | $3,810 | $13,245-71.2% | $11,799-67.7% | $14,480-73.7% |