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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,929 | $129,737-71.5% | $119,126-69.0% | $154,746-76.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.41% | 379.08%-364.7pp | 282.11%-267.7pp | 172.34%-157.9pp |
| Employer contribution / active EE | $1,848 | $4,375-57.8% | $4,034-54.2% | $4,379-57.8% |
| Participant deferral / active EE | $4,508 | $5,842-22.8% | $5,318-15.2% | $6,730-33.0% |
| Admin fee / account holder | $3,810 | $11,961-68.1% | $10,693-64.4% | $14,365-73.5% |