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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,719 | $45,126-25.3% | $85,187-60.4% | $74,459-54.7% |
| Participation rate | 10.5% | 49.4%-38.9pp | 67.5%-57.0pp | 67.2%-56.7pp |
| Annual return | 21.13% | 26.30%-5.2pp | 66.67%-45.5pp | 1369.70%-1348.6pp |
| Employer contribution / active EE | $434 | $1,460-70.2% | $2,732-84.1% | $2,626-83.5% |
| Participant deferral / active EE | $722 | $2,738-73.6% | $4,525-84.0% | $4,350-83.4% |
| Admin fee / account holder | $2,765 | $2,212+25.0% | $6,162-55.1% | $1,945+42.2% |