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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,261 | $172,111-62.7% | $150,298-57.2% | $137,256-53.2% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 20.26% | 69.37%-49.1pp | 62.79%-42.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $908 | $4,636-80.4% | $4,154-78.1% | $4,156-78.2% |
| Participant deferral / active EE | $6,345 | $6,166+2.9% | $5,453+16.4% | $6,407-1.0% |
| Admin fee / account holder | $385 | $16,471-97.7% | $14,116-97.3% | $12,270-96.9% |