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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,481 | $117,895+328.8% | $102,460+393.3% | $145,897+246.5% |
| Participation rate | 72.2% | 78.6%-6.4pp | 76.5%-4.3pp | 80.3%-8.1pp |
| Annual return | 14.67% | 31.92%-17.3pp | 29.47%-14.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $3,037 | $3,619-16.1% | $3,025+0.4% | $4,663-34.9% |
| Participant deferral / active EE | $7,813 | $5,736+36.2% | $5,056+54.5% | $6,689+16.8% |
| Admin fee / account holder | $9,885 | $13,353-26.0% | $9,460+4.5% | $13,390-26.2% |