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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,914 | $166,131-77.8% | $164,975-77.6% | $145,877-74.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.82% | 100.37%-87.5pp | 70.12%-57.3pp | 551.28%-538.5pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,909 | $6,962-0.8% | $6,033+14.5% | $6,691+3.3% |
| Admin fee / account holder | $422 | $16,648-97.5% | $12,688-96.7% | $13,402-96.9% |