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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,876 | $160,028-45.7% | $147,080-40.9% | $145,884-40.4% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 12.27% | 98.60%-86.3pp | 420.17%-407.9pp | 551.85%-539.6pp |
| Employer contribution / active EE | $1,638 | $5,286-69.0% | $4,933-66.8% | $4,662-64.9% |
| Participant deferral / active EE | $2,722 | $8,422-67.7% | $8,066-66.3% | $6,690-59.3% |
| Admin fee / account holder | $712 | $15,030-95.3% | $12,989-94.5% | $13,392-94.7% |