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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,660 | $102,385+58.9% | $147,080+10.6% | $80,935+101.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.80% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.9pp |
| Employer contribution / active EE | $12,254 | $3,717+229.7% | $4,933+148.4% | $2,757+344.5% |
| Participant deferral / active EE | $9,283 | $6,651+39.6% | $8,066+15.1% | $4,299+115.9% |
| Admin fee / account holder | $18,902 | $7,951+137.7% | $12,989+45.5% | $6,924+173.0% |