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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,110 | $172,111-3.5% | $150,298+10.5% | $137,256+21.0% |
| Participation rate | 52.4% | 81.7%-29.3pp | 77.8%-25.4pp | 80.0%-27.6pp |
| Annual return | 19.28% | 69.37%-50.1pp | 62.79%-43.5pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,155 | $4,636-75.1% | $4,154-72.2% | $4,156-72.2% |
| Participant deferral / active EE | $3,966 | $6,166-35.7% | $5,453-27.3% | $6,407-38.1% |
| Admin fee / account holder | $1,686 | $16,471-89.8% | $14,116-88.1% | $12,270-86.3% |