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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,233 | $100,139-37.9% | $85,187-26.9% | $145,884-57.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 84.15%-78.2pp | 66.67%-60.7pp | 551.85%-545.9pp |
| Employer contribution / active EE | $4,655 | $3,238+43.8% | $2,732+70.3% | $4,662-0.2% |
| Participant deferral / active EE | $9,420 | $5,296+77.9% | $4,525+108.2% | $6,690+40.8% |
| Admin fee / account holder | $941 | $7,262-87.0% | $6,162-84.7% | $13,392-93.0% |