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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,668 | $97,125-22.1% | $86,233-12.3% | $137,256-44.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 7.38% | 74.19%-66.8pp | 61.39%-54.0pp | 220.34%-213.0pp |
| Employer contribution / active EE | $4,165 | $2,841+46.6% | $2,504+66.3% | $4,156+0.2% |
| Participant deferral / active EE | $8,580 | $5,180+65.6% | $4,559+88.2% | $6,407+33.9% |
| Admin fee / account holder | $2,972 | $9,725-69.4% | $8,342-64.4% | $12,270-75.8% |