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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,668 | $99,053-23.6% | $88,179-14.2% | $138,895-45.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 7.38% | 78.17%-70.8pp | 64.97%-57.6pp | 145.39%-138.0pp |
| Employer contribution / active EE | $4,165 | $2,882+44.5% | $2,549+63.4% | $4,194-0.7% |
| Participant deferral / active EE | $8,580 | $5,225+64.2% | $4,614+86.0% | $6,396+34.1% |
| Admin fee / account holder | $2,972 | $8,748-66.0% | $7,673-61.3% | $12,562-76.3% |