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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,833 | $166,242-60.4% | $165,071-60.1% | $145,884-54.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.03% | 100.44%-90.4pp | 70.17%-60.1pp | 551.85%-541.8pp |
| Employer contribution / active EE | $2,499 | $5,283-52.7% | $4,347-42.5% | $4,662-46.4% |
| Participant deferral / active EE | $8,349 | $6,964+19.9% | $6,035+38.3% | $6,690+24.8% |
| Admin fee / account holder | $1,716 | $16,658-89.7% | $12,695-86.5% | $13,392-87.2% |