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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,816 | $29,319+271.1% | $52,425+107.6% | $82,448+32.0% |
| Participation rate | 9.4% | 46.9%-37.5pp | 55.6%-46.2pp | 68.1%-58.7pp |
| Annual return | 17.52% | 535.20%-517.7pp | 302.12%-284.6pp | 41.64%-24.1pp |
| Employer contribution / active EE | $236 | $586-59.8% | $914-74.2% | $2,551-90.8% |
| Participant deferral / active EE | $584 | $1,171-50.1% | $1,790-67.4% | $4,139-85.9% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |